by Steve deGuzman | Dec 3, 2019 | BLOG
Mortgage interest paid on your principal residence is deductible today as it was in 1913 when 16th amendment allowed personal income tax. The 2017 Tax Cut and Jobs Act reduced the maximum amount of acquisition debt from $1,000,000 to $750,000. Acquisition debt is the...
by Steve deGuzman | Nov 26, 2019 | BLOG
Most people who have car, home and health insurance have probably made claims and wouldn’t consider being without it. However, it might be difficult to find a homeowner who has made a claim on their title insurance which could lead a person to think that it may...
by Steve deGuzman | Nov 19, 2019 | BLOG
Some people don’t need a reason to buy a home, they just want it. That can be enough justification by itself. Other people need some solid logic before they’re ready to make the commitment. The following reasons might help you to make a decision. Pride of...
by Steve deGuzman | Nov 12, 2019 | BLOG
Before looking for a home, you need to know how much you can afford. While you may have a number in your head, the lender has the final say. Securing a pre-approval from a lender helps make the home buying process easier and helps to avoid delays. Many buyers confuse...
by Steve deGuzman | Oct 29, 2019 | BLOG
You may have noticed that REALTORS® seem to always think now is a good time to buy and they can usually justify it with solid reasoning. While it can be true in general, a good time to buy has more to do with the individual than anything else. There are four...
by Steve deGuzman | Oct 27, 2019 | BLOG
You may be amazed at the impact of making regular, additional principal contributions can have on your unpaid balance. Each month, an increasing portion of the principal and interest payment goes to reduce the payment. However, when you make an additional principal...
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